:root{
  --white:#fff;
  --paper:#f7f7f4;
  --ink:#111315;
  --muted:#697178;
  --soft:#626a70;
  --line:#d8dcd7;
  --line-soft:#eceeeb;
  --red:#e51b2b;
  --red-dark:#c91423;
  --green:#13824d;
  --red-rgb:229,27,43;
  --shell:1500px;
  --side:28px;
  --shadow:0 26px 70px rgba(17,19,21,.10)
}
*,:before,:after{box-sizing:border-box}
html{width:100%;max-width:100%;scroll-behavior:smooth;overflow-x:clip;overflow-y:scroll}
body{width:100%;max-width:100%;margin:0;overflow-x:clip;background:#fff;color:var(--ink);font-family:system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;font-size:16px;line-height:1.55;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
img,svg{display:block;max-width:100%}
a{color:inherit;text-decoration:none}
button{font:inherit}
:where(a,button,summary):focus-visible{outline:3px solid rgba(var(--red-rgb),.28);outline-offset:4px;border-radius:4px}
::selection{background:var(--red);color:#fff}
.skip-link{position:fixed;z-index:3000;top:10px;left:10px;transform:translateY(-150%);padding:10px 14px;border-radius:8px;background:var(--ink);color:#fff}
.skip-link:focus{transform:none}
.header-shell,.legal-hero__shell,.privacy-shell,.footer-shell,.footer-bottom{width:min(var(--shell),calc(100% - var(--side)*2));margin-inline:auto}

.site-header{position:-webkit-sticky;position:sticky;top:0;z-index:1000;background:rgba(255,255,255,.97);border-bottom:1px solid rgba(17,19,21,.10);backdrop-filter:blur(18px)}
.header-shell{height:92px;display:grid;grid-template-columns:148px 1fr 205px;gap:34px;align-items:center}
.brand{display:flex;align-items:center;width:128px;height:64px}
.brand img{width:124px;max-height:56px;height:auto;object-fit:contain;object-position:left center}
.desktop-nav{display:flex;align-items:center;justify-content:center;gap:clamp(28px,2.25vw,44px)}
.desktop-nav a{position:relative;padding:34px 0 31px;font-size:15.5px;font-weight:760;white-space:nowrap}
.desktop-nav a:after{content:"";position:absolute;left:0;right:0;bottom:24px;height:2px;background:var(--red);transform:scaleX(0);transform-origin:left;transition:transform .22s ease}
.desktop-nav a:hover:after,.desktop-nav a:focus-visible:after{transform:scaleX(1)}
.desktop-nav a:focus-visible{outline-offset:0}
.header-contact{min-height:62px;display:flex;flex-direction:column;justify-content:center;padding:0 21px;border-radius:11px;background:var(--ink);color:#fff;box-shadow:0 12px 28px rgba(17,19,21,.12);transition:background .2s ease}
.header-contact:hover{background:var(--red)}
.header-contact span{color:#bfc4c6;font-size:9px;font-weight:850;letter-spacing:.14em;text-transform:uppercase}
.header-contact strong{margin-top:2px;font-size:16.5px}
.menu-toggle{display:none;width:46px;height:46px;padding:0;border:1px solid var(--line);border-radius:11px;background:#fff}
.menu-toggle span{display:block;width:22px;height:2px;margin:5px auto;background:var(--ink)}
.mobile-nav{padding:8px var(--side) 18px;background:#f1f2f0;border-top:1px solid #d8dcd8;box-shadow:0 14px 28px rgba(17,19,21,.08)}
.mobile-nav a{display:block;padding:14px 2px;border-bottom:1px solid #d9ddda;font-weight:730}
.mobile-phone{border:0!important;padding-top:18px!important}
.mobile-phone span,.mobile-phone strong{display:block}
.mobile-phone span{color:var(--soft);font-size:9px;letter-spacing:.13em;text-transform:uppercase}
.mobile-phone strong{margin-top:4px;color:var(--red);font-size:16px}

.country-label{display:inline-flex;align-items:center;gap:11px;padding:7px 10px 7px 8px;border:1px solid var(--line);border-radius:10px;background:#fff;color:#4e555a;font-size:11px;font-weight:820;letter-spacing:.1em;text-transform:uppercase;line-height:1.5}
.flag-at{display:inline-flex;flex-direction:column;overflow:hidden;border:1px solid rgba(17,19,21,.13);border-radius:4px;box-shadow:0 4px 10px rgba(17,19,21,.08)}
.flag-at i{display:block;flex:1;width:100%}
.flag-at i:nth-child(1),.flag-at i:nth-child(3){background:#ed1c24}
.flag-at i:nth-child(2){background:#fff}
.flag-at-small{width:28px;height:18px}

.legal-hero{position:relative;overflow:hidden;background:linear-gradient(180deg,#fff 0%,#fff 88%,#fafafa 100%)}
.legal-hero__shell{position:relative;z-index:1;min-height:660px;display:grid;grid-template-columns:minmax(0,1.02fr) minmax(480px,.98fr);gap:clamp(54px,6vw,94px);align-items:center;padding:66px 0 70px}
.legal-hero__copy{min-width:0}
.legal-hero__copy h1{max-width:820px;margin:25px 0 0;font-size:clamp(58px,5.45vw,92px);font-weight:850;line-height:.95;letter-spacing:-.058em}
.legal-hero__lead{max-width:650px;margin:28px 0 0;color:#60686e;font-size:20px;line-height:1.65}
.legal-hero__line{width:72px;height:3px;margin-top:30px;border-radius:999px;background:var(--red)}
.legal-hero__note{max-width:520px;margin:18px 0 0;color:var(--muted);font-size:12.5px;line-height:1.55}
.legal-card{width:min(100%,560px);justify-self:center;overflow:hidden;border:1px solid #cfd3cf;border-radius:16px;background:#fff;box-shadow:var(--shadow)}
.legal-card__top{min-height:88px;display:flex;align-items:center;justify-content:space-between;gap:24px;padding:19px 22px;border-bottom:1px solid var(--line-soft)}
.legal-card__top small,.legal-card__eyebrow,.legal-card__contact span,.legal-card__foot span{display:block;color:var(--muted);font-size:10px;font-weight:850;letter-spacing:.105em;text-transform:uppercase}
.legal-card__top strong{display:block;margin-top:3px;font-size:20px;letter-spacing:-.025em}
.legal-card__top>span{display:inline-flex;align-items:center;min-height:31px;padding:0 11px;border:1px solid var(--line);border-radius:999px;color:var(--muted);font-size:10px;font-weight:820;white-space:nowrap}
.legal-card__main{padding:28px 22px 26px;border-bottom:1px solid var(--line)}
.legal-card__location{display:block;margin-top:8px;font-size:25px;line-height:1.08;letter-spacing:-.035em}
.legal-card address{margin-top:22px;color:var(--soft);font-size:13.5px;font-style:normal;line-height:1.65}
.legal-card__contact{display:grid;grid-template-columns:1fr 1fr;border-bottom:1px solid var(--line)}
.legal-card__contact a{min-width:0;padding:19px 22px 20px}
.legal-card__contact a:first-child{border-right:1px solid var(--line-soft)}
.legal-card__contact strong{display:block;margin-top:5px;overflow-wrap:anywhere;font-size:13px;line-height:1.35}
.legal-card__contact a:hover strong,.legal-card__contact a:focus-visible strong{color:var(--red)}
.legal-card__foot{padding:18px 22px 20px;background:var(--paper)}
.legal-card__foot strong{display:block;margin-top:5px;font-size:12.5px;line-height:1.45}

.privacy-section{padding:96px 0 108px;background:var(--paper);border-top:1px solid #e1e4e1}
.privacy-head{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(360px,.65fr);gap:clamp(48px,6vw,92px);align-items:end;padding-bottom:52px}
.section-kicker{display:block;margin-bottom:18px;color:var(--muted);font-size:12px;font-weight:800;letter-spacing:.015em}
.privacy-head h2{max-width:780px;margin:0;font-size:clamp(50px,4.55vw,76px);line-height:.98;letter-spacing:-.055em;font-weight:850}
.privacy-head>p{max-width:540px;margin:0 0 3px;color:var(--soft);font-size:16px;line-height:1.72}
.privacy-layout{display:grid;grid-template-columns:minmax(220px,.34fr) minmax(0,1fr);gap:clamp(54px,7vw,108px);align-items:start;border-top:1px solid #bfc5c1;padding-top:30px}
.privacy-index{position:sticky;top:124px;max-height:calc(100vh - 150px);overflow:auto;padding:2px 14px 8px 0;scrollbar-width:thin;scrollbar-color:#c5cac6 transparent}
.privacy-index>span{display:block;margin-bottom:16px;color:var(--muted);font-size:10px;font-weight:840;letter-spacing:.095em;text-transform:uppercase}
.privacy-index nav{display:flex;flex-direction:column;align-items:flex-start;gap:2px}
.privacy-index a{display:inline-flex;padding:5px 0;color:var(--soft);font-size:12.25px;font-weight:690;line-height:1.35;transition:color .2s ease}
.privacy-index a:hover,.privacy-index a:focus-visible{color:var(--red)}
.privacy-content{min-width:0;border-top:1px solid #d5d9d6}
.privacy-block{scroll-margin-top:118px;padding:38px 0 42px;border-bottom:1px solid #d5d9d6}
.privacy-block__eyebrow{display:block;margin-bottom:12px;color:var(--muted);font-size:10px;font-weight:840;letter-spacing:.095em;text-transform:uppercase}
.privacy-block h3{max-width:820px;margin:0;font-size:clamp(27px,2.2vw,36px);line-height:1.08;letter-spacing:-.04em;font-weight:830}
.privacy-block p{max-width:900px;margin:18px 0 0;color:#5f676c;font-size:15.5px;line-height:1.78}
.privacy-block p+p{margin-top:13px}
.privacy-block p a{color:#252a2d;font-weight:760;border-bottom:1px solid #bfc5c1}
.privacy-block p a:hover,.privacy-block p a:focus-visible{color:var(--red);border-color:var(--red)}
.privacy-provider{max-width:760px;display:flex;flex-direction:column;align-items:flex-start;gap:4px;margin-top:22px;padding-left:18px;border-left:3px solid var(--red)}
.privacy-provider strong{font-size:16px;line-height:1.4;letter-spacing:-.015em}
.privacy-provider span,.privacy-provider a{color:var(--soft);font-size:13px;line-height:1.55}
.privacy-provider a{font-weight:720;border-bottom:1px solid #c7ccc9}
.privacy-provider a:hover,.privacy-provider a:focus-visible{color:var(--red);border-color:var(--red)}
.privacy-contact-lines{display:flex;flex-wrap:wrap;gap:12px 24px;margin-top:20px}
.privacy-contact-lines a{display:inline-flex;padding-bottom:3px;border-bottom:1px solid #c7ccc9;color:#252a2d;font-size:14px;font-weight:760}
.privacy-contact-lines a:hover,.privacy-contact-lines a:focus-visible{color:var(--red);border-color:var(--red)}
.privacy-external{display:inline-flex;align-items:center;gap:8px;margin-top:20px;padding-bottom:5px;border-bottom:1px solid #abb2ae;color:#24282b;font-size:12px;font-weight:820}
.privacy-external:hover,.privacy-external:focus-visible{color:var(--red);border-color:var(--red)}
.privacy-link-row{display:flex;flex-wrap:wrap;gap:12px 24px}
.privacy-updated{color:#252a2d!important;font-size:13px!important;font-weight:780}
.privacy-block--last{border-bottom:0;padding-bottom:4px}

.site-footer{border-top:1px solid var(--line);background:#fff}
.site-footer .footer-shell,.site-footer .footer-bottom{width:min(1500px,calc(100% - 56px));margin-inline:auto}
.footer-shell{display:grid;grid-template-columns:1.15fr 1.85fr;gap:74px;padding:48px 0 36px}
.footer-brand img{width:116px;max-height:54px;object-fit:contain;object-position:left center}
.footer-brand p{max-width:370px;margin:23px 0 0;color:var(--muted);font-size:13px;line-height:1.65}
.footer-links{display:grid;grid-template-columns:repeat(3,1fr);gap:42px}
.footer-links>div{display:flex;flex-direction:column;align-items:flex-start;gap:8px}
.footer-links strong{margin-bottom:5px;font-size:10px;letter-spacing:.1em;text-transform:uppercase}
.footer-links a,.footer-links span{color:var(--soft);font-size:13px}
.footer-links a:hover{color:var(--red)}
.footer-links>div:last-child span{color:#3f464a;font-weight:760}
.footer-bottom{min-height:62px;display:flex;align-items:center;justify-content:space-between;gap:24px;border-top:1px solid var(--line);color:var(--soft);font-size:11px}
.footer-bottom div{display:flex;gap:22px}
.footer-bottom a[aria-current="page"]{color:#343a3e;font-weight:760}

@media(max-width:1180px) and (min-width:981px){
  :root{--side:24px}
  .header-shell{grid-template-columns:136px 1fr 186px;gap:22px}
  .brand{width:118px;height:60px}.brand img{width:115px;max-height:52px}
  .desktop-nav{gap:20px}.desktop-nav a{font-size:13px}
  .header-contact{min-height:56px;padding-inline:16px}
  .legal-hero__shell{grid-template-columns:minmax(0,1fr) minmax(430px,.9fr);gap:48px}
  .legal-hero__copy h1{font-size:78px}
  .privacy-head{grid-template-columns:minmax(0,1fr) minmax(330px,.68fr);gap:46px}
  .privacy-head h2{font-size:60px}
  .privacy-layout{grid-template-columns:minmax(190px,.3fr) minmax(0,1fr);gap:54px}
}
@media(max-width:980px){
  :root{--side:24px}
  .header-shell{height:76px;grid-template-columns:auto 1fr auto;gap:18px}
  .brand{grid-column:1;width:116px;height:58px;justify-self:start}.brand img{width:112px;max-height:52px}
  .desktop-nav,.header-contact{display:none}.menu-toggle{grid-column:3;display:block;justify-self:end;width:44px;height:44px}
  .mobile-nav{padding:8px var(--side) 20px}
  .legal-hero__shell{min-height:auto;grid-template-columns:1fr;gap:34px;padding:48px 0 58px}
  .legal-hero__copy h1{font-size:clamp(52px,9vw,76px)}.legal-hero__lead{max-width:720px}
  .legal-card{width:100%;max-width:720px;justify-self:start}
  .privacy-section{padding:68px 0 82px}
  .privacy-head{grid-template-columns:1fr;gap:22px;padding-bottom:34px}.privacy-head h2{font-size:clamp(44px,7vw,62px)}.privacy-head>p{max-width:700px}
  .privacy-layout{grid-template-columns:1fr;gap:34px;padding-top:26px}
  .privacy-index{position:relative;top:auto;max-height:none;overflow:visible;padding:0 0 8px}
  .privacy-index nav{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:2px 30px}
  .privacy-content{border-top:1px solid #cfd4d0}
  .site-footer .footer-shell,.site-footer .footer-bottom{width:min(1500px,calc(100% - 48px))}
  .footer-shell{grid-template-columns:1fr;gap:34px;padding:44px 0 32px}.footer-brand img{width:112px;max-height:52px}
  .footer-links{grid-template-columns:repeat(3,1fr)}.footer-bottom{min-height:auto;padding:16px 0 18px}
}
@media(max-width:700px){
  :root{--side:16px}
  body{font-size:15px}
  .header-shell{height:68px;grid-template-columns:auto 1fr auto;align-items:center;gap:12px}
  .brand{grid-column:1;justify-self:start;width:92px;height:50px}.brand img{width:90px;max-height:46px}
  .menu-toggle{grid-column:3;display:block;justify-self:end;align-self:center;width:42px;height:42px}
  .mobile-nav{width:100%;margin:0;padding:6px var(--side) 16px}
  .country-label{max-width:100%;padding:7px 10px;font-size:8.5px;letter-spacing:.075em}.flag-at-small{width:23px;height:15px}
  .legal-hero__shell{gap:28px;padding:38px 0 44px}.legal-hero__copy h1{margin-top:20px;font-size:clamp(44px,13vw,58px);line-height:.97}.legal-hero__lead{margin-top:20px;font-size:17px;line-height:1.6}.legal-hero__line{margin-top:24px}
  .legal-card__top{min-height:76px;padding:16px 18px}.legal-card__main{padding:22px 18px}.legal-card__location{font-size:23px}
  .legal-card__contact{grid-template-columns:1fr}.legal-card__contact a{padding:16px 18px}.legal-card__contact a:first-child{border-right:0;border-bottom:1px solid var(--line-soft)}.legal-card__foot{padding:16px 18px 18px}
  .privacy-section{padding:48px 0 62px}.privacy-head{padding-bottom:26px}.privacy-head h2{font-size:clamp(38px,10.5vw,49px);line-height:1}.privacy-head>p{font-size:15px;line-height:1.65}
  .privacy-layout{gap:26px;padding-top:22px}.privacy-index nav{grid-template-columns:1fr;gap:0}.privacy-index a{padding:5px 0;font-size:12px}
  .privacy-block{scroll-margin-top:86px;padding:28px 0 31px}.privacy-block h3{font-size:25px;line-height:1.1}.privacy-block p{margin-top:15px;font-size:14.5px;line-height:1.7}
  .privacy-provider{margin-top:19px;padding-left:14px}.privacy-provider strong{font-size:15px}.privacy-provider span,.privacy-provider a{font-size:12.5px}
  .privacy-contact-lines{display:grid;gap:9px;margin-top:17px}.privacy-link-row{display:grid;gap:0}.privacy-external{margin-top:17px}
  .site-footer .footer-shell,.site-footer .footer-bottom{width:min(1500px,calc(100% - 32px))}.footer-shell{padding:34px 0 22px}.footer-brand img{width:102px;max-height:48px}
  .footer-links{grid-template-columns:1fr 1fr;gap:30px 20px}.footer-links>div:last-child{grid-column:1/-1}
  .footer-bottom{min-height:0;align-items:flex-start;justify-content:flex-start;flex-direction:column;gap:10px;padding:15px 0 18px}.footer-bottom>span{line-height:1.45}.footer-bottom div{display:flex;flex-direction:row;flex-wrap:wrap;gap:18px;margin:0}
}
@media(max-width:430px){
  .header-shell{height:66px}.brand{width:88px;height:48px}.brand img{width:86px;max-height:44px}.menu-toggle{width:40px;height:40px}
  .legal-card__top{align-items:flex-start;flex-direction:column;gap:10px}.legal-hero__copy h1{font-size:43px}
  .privacy-head h2{font-size:34px;letter-spacing:-.045em;overflow-wrap:anywhere}.privacy-block h3{font-size:23px;letter-spacing:-.035em}
  .footer-links{grid-template-columns:1fr}.footer-links>div:last-child{grid-column:auto}.footer-bottom div{gap:16px}
}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

/* OEFD production normalization 2026-08-18 */
html{overflow-x:clip}body{width:100%;overflow-x:clip}.site-header{position:-webkit-sticky;position:sticky;top:0;z-index:1000}.mobile-phone strong{color:var(--red)!important}:where(a,button,input,textarea,select,summary):focus-visible{outline:3px solid rgba(229,27,43,.28);outline-offset:4px;border-radius:4px}
@media(max-width:700px){.trust-row>i,.rating-separator{display:none}.trust-row>span:last-child,.rating-strip>span:last-child{display:block!important;width:100%;flex-basis:100%;margin-top:2px;color:#697178!important}}